RBA leave the cash rate at 3.25%

Cash Rate

At its November board meeting today, the Reserve Bank decided to hold the cash rate steady at 3.25%. “Further effects of actions already taken to ease monetary policy can be expected over time. The Board will continue to monitor those effects, together with information about the various other factors affecting the outlook for growth and…

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Lessons from Freakonomics – Are real estate incentives aligned with the goal of achieving the highest price?

Real Estate Prices

** This article appeared on Property Observer Today ** I’ve recently returned from some time in the United States, and I always find Americans’ service gratuity or ‘tipping’ an interesting contrast to life back in Australia. Tipping got me thinking of the book Freakonomics (which I’d recommend to anyone who’s interested in bizarre correlations and…

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May RBA Minutes point to weakness in housing market

housing market

May’s RBA board meeting minutes outline the rationale behind their 50bp reduction of the cash rate. The minutes note that the domestic economy had been growing at a modest rate in early 2012 however, the activity varied across industries. The mining sector remains strong with a number of large projects underway and on the drawing board.…

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RBA April Meeting – Cash Rate Left on Hold

RBA Cash Rate

In the Reserve Bank’s April board meeting today, the cash rate was left on hold at 4.25%. This was in line with economists’ expectations, but there is growing support for an easing in the cash rate based on recent data such as poor dwelling starts and retail sales.The board pointed to a potential downward movement,…

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HIA voice concerns over the decline in residential construction activity

HIA

In a one page bulletin produced last week, the HIA called for interest rate cuts and supply side reforms to arrest the on-going decline in residential construction activity in Australia. The HIA represents the construction industry and by proxy has a vested interest in construction activity; however there is growing evidence of supply side problems with concerns…

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RBA February 2012 Board Meeting Minutes

Much to the surprise of most economists, the RBA kept the cash rate steady in February. Information available since the December meeting confirmed that economic  conditions in Europe were weakening late last year, with significant downside risks. In line with this, most forecasters have lowered their forecasts for  world GDP growth this year to a below trend…

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RBA Commentary on the Investment Boom in the Resources Sector

Investment Boom

In his speech today to the Committee for Economic Development of Australia, RBA Deputy Governor Philip Lowe gave some interesting commentary on recent developments within the Australian economy. Specifically interesting were his comments regarding the indirect effects of the investment boom in the resource sector:

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The Cappuccino Price Index – A Year in Review 2011

Cappuccino Price Index

For the uninitiated, the Cappuccino Price Index (CPI) monitors the price of espresso coffee in Australia. In their own words “Cutting through the noise of oil prices, inflationary trends, exchange rates, and The All Ords we talk about what really matters – the price of the cup of coffee.” It’s an interesting niche way to…

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Housing State of Supply Report 2011

Housing State of Supply

Yesterday saw the release of the National Housing Supply Councils 2011 State of Supply report. The National Housing Supply Council was established in 2008 by the Treasurer and the Minister for Housing to monitor housing demand, supply and affordability in Australia, and to highlight current and potential gaps between housing supply and demand from households.…

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